A WANING PRESENCE OF BANK BRANCHES

The traditional physical bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to electronic channels for their financial needs. This shift has resulted to a decrease in branch openings, and many institutions are consolidating existing branches to redu

Free cash flow (FCF) serves as a crucial metric for investors and business owners alike. It reflects the real cash produced by a company after accounting for its operating expenses and capital expenditures. A strong FCF profile can signal a healthy and sustainable business, capable of expanding. Understanding how to assess FCF and effectively mana